Blackjack Insurance Explained: Is It Ever Worth It?
Blackjack insurance pays 2:1 if the dealer has a ten-value card under an Ace. For a basic-strategy player, the math says decline it—including even money.
Topic
H17, S17, DAS, surrender, and why the plaque on the table changes the chart.
Blackjack insurance pays 2:1 if the dealer has a ten-value card under an Ace. For a basic-strategy player, the math says decline it—including even money.
Surrender looks like giving up, but in the right blackjack hands it saves money. Learn exactly when basic strategy says to surrender—and when it doesn’t.
A 3:2 blackjack pays $15 on a $10 bet; 6:5 pays only $12. That small-looking difference adds roughly 1.4 percentage points to the house edge, all else equal.
Whether the dealer hits or stands on soft 17 looks like a footnote. It moves several doubles and surrenders — and it is printed on the table for a reason.